Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
Find Out More >
View All Offers >
|
"You did a great job! Thank you for everything!"
"We've always been impressed by your talents in real estate and trusted that you would come through for us."
Jim & Rosemary W.
Read Quote >
View All Quotes >
|
 Compare three mortgages
at one time. Download TripleCalc now. It's free. |
Diane Rapel-Zierak is one of The Top Selling Real Estate Experts™
Find Out More > |
|
|
|
Welcome!
Your home for great information on Chester, Long Valley, Mendham and Washington Township, New Jersey Real Estate... 
Looking for homes?
Visit my Feature Properties section to see my latest listings.
Or Search All Listings currently availabe in my area!
Looking for local real estate information?
Check out information about the Chester, Long Valley, Mendham and Washington Township real estate market in this site.
While a web site can't replace the hands on help and advise of an actual, in the flesh, real estate agent, I've set up this site to provide you with plenty of information and tools to be well on your way to finding the home you are looking for or to determine if now is the time to sell.
BUYERS:
Check out these useful tools if you are considering buying a home --
SELLERS:
Find out why I am uniquely positioned to market your home!
Just let me know when you are ready to move forward. Your privacy will be respected.
I know that buying and selling a home is a huge event in your life. Let me help you to navigate that process and come out with the best options available.
- Diane Rapel-Zierak 
First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
|
| Q |
What is the least affordable metropolitan housing market in the United States?
|
| A |
California's Los Angeles-Long Beach-Glendale is currently rated as the most expensive metro area in the nation. |
 See More Real Estate Trivia > |
|
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|
- NUMBER1EXPERT 
