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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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"She went above and beyond her calling to help us"
"From the beginning through closing, Diane did a superb job!"
Rachel & Tim M.
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Diane Rapel-Zierak is one of The Top Selling Real Estate Experts™
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"Thank you for everything!"
"I recently sold my condominium in Hackettstown and I had the pleasure of working with Diane Rapel! I was extremely pleased with Diane's professionalism, courtesy and prompt expediting of each and every issue that arose. I purchased the condominium in early 2003 and used Diane as my agent then as well. At that time I was a first time buyer and didn't know anything about real estate. Diane took the time to be very patient and thorough with me. She explained everything to me in detail and made both the purchase and the sale of my condo a very smooth transaction. I would recommend Diane should I have the opportunity in the future. Thank you for everything!"
William B. Jr.
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Agency >Who Pays the Commission
Does it cost the homebuyer more to be represented by a buyer's agent who serves their interests exclusively? No, because the listing agent splits the sales commission, which is customarily paid by the seller of the home, with the buyer's agent. The sales commission split is usually 50-50, but the listing agent and buyer's agent will sometimes make another agreement and split the commission unequally.
There is one very unusual circumstance in which the homebuyer might pay a commission to their buyer's agent. The real estate agent might show the buyer a local "for sale by owner" (FSBO) home which the client decides to purchase. In most cases, the FSBO seller who is presented with a qualified buyer is glad to pay the buyer's agent a reduced fee of about 3 percent, or half of a normal sales commission. But the FSBO seller could stubbornly refuse to pay the buyer's agent any commission whatsoever. In that case, the buyer's agent would legitimately expect the buyer to pay the sales commission, in fair exchange for the agent finding the FSBO home and negotiating a successful transaction.
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| Q |
What is a "jumbo mortgage"?
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| A |
The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates. |
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